Monday, June 15, 2009

Health Care/Insurance

So, this week, the Obama Administration is planning its takeover of the American Health Care system.  Let's see:  the banks have been taken over, as have the car companies; the federal budget has had an extra $800 Billion to spend in "economic stimulus" funds.  Unemployment is at a 25 year high.  So of course, move on to a new massive undertaking.  Do you like this stuff?  Having radical changes go on every month or so?   Is this what we elected?  

The term in favor today is "Health Care."  I prefer to call it medical insurance.  I suppose polls must show the combination of "health" and "care" elicits a more positive response than medical insurance.  The problem, so we are told by some of our political leaders, is that so many people do not have "health care."  What they really mean is that they do not have insurance which covers medical matters.  I grew up with no insurance.  I never had it until I was 24 years old, not counting college clinics.  And it wasn't something we fretted about.  If something came up, we went to the doctor and we got it looked at.  

But I cannot say that we can go back to those days of paying the doctor in cash or check with each visit.  Expenses are too high now.  Conservatives look at the high expenses and see a medical establishment not having to compete on the basis of price because consumers don't really pay the bill directly anymore.  They also see technological advances that are quite expensive playing a factor as well.  Liberals see greedy insurance company executives.  

The conservative solution is to have a catastrophic health insurance plan as well as a Health Savings Account.  Sadly, these initiatives have not gotten very far due to the roadblocks placed by the liberals in congress.  Now that they are in power, they seek to have the government be the one insurance company for all of us.  

I do not trust the federal government to create a better health insurance plan than the one I currently have, so I do not want them to interfere.  I also feel that their interference will hinder access for medical matters, and I do not want that to happen.

Most of all, can't we let the economy recover as well as deal with Afghanistan, Iraq, North Korea and Iran before we blow up our entire health care industry?

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